We start by comparing your Traditional Retirement Plan to an Index Universal Life (IUL) plan. Let the numbers speak for themselves!
Watch Now: learn why an IUL may be right for you!
Just how exposed to the market is your retirement plan? Discover how you can protect your retirement earnings from negative returns. IUL's prevent market loss and never credit less than zero. Compare the effects of market losses on your current retirement plan to an IUL.
How long will your income last? A recent study showed that the average 401(k) will run out of money only 7-8 years into retirement. An IUL has the potential to provide income until you are 120 years old! Take a look at the numbers and compare how long your current retirement plan will last in distribution vs. an IUL.
Although most retirement plan options allow for Tax Deferred growth, the majority of them tax 100% of the income you take in retirement. That means that you can potentially lose hundreds of thousands of your retirement dollars to taxes. With an IUL, you not only get Tax-Deferred growth, you can also take Tax-Free retirement distributions. Compare the tax savings with an IUL vs. your current retirement plan.
A recent study showed that retirement plan fees can range from 3% to 5%. Just a 1 percentage point difference in fees can dramatically reduce the size of your nest egg over time. Compare the fees in your current retirement plan to the fees in an IUL to see for yourself just how much you can save.
Do you live in Arizona?
Why request a 401k plan review?
Many clients I speak with say their biggest fear when it comes to retirement is not having enough retirement income to support their objectives.
Keep in mind you have a limited time to contribute funds towards a retirement savings vehicle. Knowing your 401K income potential and longevity could be the difference between running out of money too early or the ability to be better prepared to achieve your retirement income goals.
I work one on one with you by phone and via the internet to compare your personal numbers and historical market data in your current 401(K) qualified savings account, to help you make informed decisions about your retirement income objectives.
To request a free 401K plan review, please fill-out the form on the right hand side or contact me @ 623-396-5294 to schedule an appointment.
Independent IFL Retirement Advisor
3104 E Camelback Road
Phoenix, AZ 85016