Tax-Free Income; How do I do this?

We start by comparing your Traditional Retirement Plan to an Index Universal Life (IUL) plan. Let the numbers speak for themselves!

Watch Now: learn why an IUL may be right for you!

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Compare the Four Most Important Aspects of Your Retirement Plan

Market Volatility

Just how exposed to the market is your retirement plan? Discover how you can protect your retirement earnings from negative returns. IUL's prevent market loss and never credit less than zero. Compare the effects of market losses on your current retirement plan to an IUL.

Income Longevity

How long will your income last? A recent study showed that the average 401(k) will run out of money only 7-8 years into retirement. An IUL has the potential to provide income until you are 120 years old! Take a look at the numbers and compare how long your current retirement plan will last in distribution vs. an IUL.

Tax Deferred vs. Tax Free

Although most retirement plan options allow for Tax Deferred growth, the majority of them tax 100% of the income you take in retirement. That means that you can potentially lose hundreds of thousands of your retirement dollars to taxes. With an IUL, you not only get Tax-Deferred growth, you can also take Tax-Free retirement distributions. Compare the tax savings with an IUL vs. your current retirement plan.


A recent study showed that retirement plan fees can range from 3% to 5%. Just a 1 percentage point difference in fees can dramatically reduce the size of your nest egg over time. Compare the fees in your current retirement plan to the fees in an IUL to see for yourself just how much you can save.

"Retirement is all about income, not assets, because not all assets return the same income."




Your IFL Agent

Kevin Brunner

Phone: (800) 694-5133
Email: Kevin.Brunner(at)

Kevin leads a team of professionals trained in the principles and strategies of Retirement Income Planning, Business Planning, Wealth Preservation, Succession Planning. Financial, Estate, Business, Tax & Investment Protection

13+ years in Financial Services with a special focus on Doctors and Business Owners
25+ years of Business Consulting and Management, from 'start-ups' to 'turn around'

Kevin has been featured in Forbes Magazine, taught over 200 financial education seminars in 12 states and Europe, been a featured speaker on Bloomberg Radio and several financial radio shows.

Specialties: Laddered and arbitrage strategies, with tax benefits on contributions, tax deferral during asset growth and tax benefits upon withdrawal, all greatly increasing your 'cash-on-cash return' without increasing your risk.

Financial Strategies for a Tax-Efficient Retirement - Tax-Efficient Business Strategies - Asset Protection - Business Exit Strategies - 401k Alternatives

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