How do I do this?
Watch Now! Learn How Guaranteed Annuities May Help Address Gaps in Your Retirement Income.
Our process is based upon:
You tell us your:
We add inflation estimates and forecast your Foundation Income Goal and Total Income Goal for 25 years.
You tell us your “secure income sources” such as:
We forecast your “Secure Income Sources,” including Cost of Living Increases, for 25 years.
“Income Gaps” are where you spend your retirement savings. Our process shows you your:
We project your income gaps by comparing your spending needs and desires to your Secure Income Sources.
Revealing your income gaps helps you to:
Our process provides a solid, math-based approach to making these critical asset allocation decisions.
Phone: 908-791-3831 ext. 1
I have developed a specialized planning practice to help people nearing and in retirement make educated and well-reasoned decisions about how to use Social Security, pensions and assets to meet retirement income needs and achieve their retirement goals. We use advanced planning tools and strategies to evaluate each decision and determine what impact each decision has on other decisions and on your overall ability to achieve your retirement goals. We then create a customized retirement road map with specific recommendations unique to each client.
I am committed to helping our clients gain clarity and confidence in their retirement decisions.
Fred has advanced degrees from Duke University, and professional certifications from the American College, Purdue University, and Boston College. He works with both pre and post retirees. He also is a former syndicated columnist for Gannett media and is a college Adjunct professor. He is a published author.