Tax-Free Income; How do I do this?

We start by comparing your Traditional Retirement Plan to an Index Universal Life (IUL) plan. Let the numbers speak for themselves!

Watch Now: learn why an IUL may be right for you!

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Compare the Four Most Important Aspects of Your Retirement Plan

Market Volatility

Just how exposed to the market is your retirement plan? Discover how you can protect your retirement earnings from negative returns. IUL's prevent market loss and never credit less than zero. Compare the effects of market losses on your current retirement plan to an IUL.

Income Longevity

How long will your income last? A recent study showed that the average 401(k) will run out of money only 7-8 years into retirement. An IUL has the potential to provide income until you are 120 years old! Take a look at the numbers and compare how long your current retirement plan will last in distribution vs. an IUL.

Tax Deferred vs. Tax Free

Although most retirement plan options allow for Tax Deferred growth, the majority of them tax 100% of the income you take in retirement. That means that you can potentially lose hundreds of thousands of your retirement dollars to taxes. With an IUL, you not only get Tax-Deferred growth, you can also take Tax-Free retirement distributions. Compare the tax savings with an IUL vs. your current retirement plan.


A recent study showed that retirement plan fees can range from 3% to 5%. Just a 1 percentage point difference in fees can dramatically reduce the size of your nest egg over time. Compare the fees in your current retirement plan to the fees in an IUL to see for yourself just how much you can save.

"Solutions to Life's Financial Questions."




Your IFL Agent

Eric Couch

Phone: 888-776-7590 or 972-266-8489
Email: eric(at)

My name is Eric Couch and I am your retirement planning nerd.  For the last 18 years, I've been a national advisor to financial advisors.  Simply put, I'm the guy behind the curtain with the answers.  

I live in Dallas, TX with my wife, Catherine, and two adorable children.  As a classically trained lyric baritone, I still sing my children to sleep daily and am an active member at Watermark Church of Dallas, TX and with the Dallas Symphony Chorus.

If you have specific questions, or would like to learn more, please let me know by completing the form above or by calling 972-Annuity (that's 266-8489) or toll-free 888-776-7590 ext 181 or by email: eric(at)


Solutions to Life's Financial Questions. (TM) 

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